Schedule of Fees and Charges...
Effective May 1, 2008
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- Checking Account Charges
- Savings Account Charges
- Automated Teller Machine Transactions
- Miscellaneous Charges
- Loan Fees
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| Savings Account Service Fees | ||
| Par Value | $50.00 | |
| Membership Fee | (one time) | $5.00 |
Inactive Account no activity after 5 months |
(per month) | $3.00 |
| NSF Item -- Returned | (per item) | $25.00 |
| Dishonored Deposit | (per item) | $20.00 |
| Account Reconcilement | (per hour) | $25.00 |
| Research , per hour | $25.00 | |
| Statement Copies | (per page) | $2.00 |
| Excess Share Withdrawal (Third Party) | (more than 4 withdrawals per month) | $2.00 |
| IRA Annual Maintenance Fee | $10.00 | |
| ATM Account Service Fees | ||
| From a NFCU Automated Teller Machine | No Charge | |
| From a Co-Op Automated Teller Machine | No Charge | |
| From a Non Co-Op or Non-NFCU Automated Teller Machine | $1.00 | |
| Point of Sale Transaction | No Charge | |
| Deposit Error Adjustment | (per item) | $2.00 |
| Return Item Adjustment | (per item) | $20.00 |
| Lost Card or PIN | (per item after 1 free per year) | $20.00 |
| Lost Card or PIN / Rush Replacement | (per item) | $35.00 |
| NSF from ATM Transaction / Empty Envelope | (per item) | $20.00 |
| General Account Service Fees | ||
| Closed Account Fee | ( if closed within 90 days of opening ) | $10.00 |
| Cashier's Checks | (per item) | $5.00 |
| Corporate Check Payable to 3rd Party | (per item) | $2.00 |
| Money Orders | (per item) | $1.00 |
| Traveler's Checks, purchase (member) | (per item) | No Charge |
| Traveler's Checks, purchase (non-member) | (per hour) | 1% of amount purchased |
| Traveler's Checks, cashed (member) | No Charge | |
| Gift Cards | (member or non-member) | $5.00 |
| Gift Checks | (member or non-member) | $3.00 |
| Document Research, general | (per hour) | $25.00 |
| Levy/Legal Processing | (per occurrence) | $25.00 |
| Collection Item | (per item) | $10.00 |
| Subpoena of Records | (per occurrence) | $25.00 |
| Special Courier Service | (per item) | at cost |
| Notary Fee, Member | 2 free signatures, more than 2 (per item) | $10.00 |
| Notary Fee, Nonmember | Per Signature | $10.00 |
| Wire Transfer | ||
| incoming / outgoing domestic | (per item) | $20.00 |
| incoming / outgoing foreign | (per item) | $35.00 |
| Loan Fees Account Service Fees | ||
| Late Charges | Assessed per Term of Loan Agreement | |
| Returned/Dishonored Payment | (per item) | $20.00 |
| Subordination Agreement | (per item) | $50.00 |
| Beneficiary Demand Statement | (per item) | $50.00 |
| Appraisal | at cost | |
| GAP Insurance | (varies by lan amount and term) | |
| Mechanical Breakdown Insurance | (varies by year, make, and model) | |
| Credit Protection Insurance | (at cost) | |
| Forced Placed Insurance collateral | (per event) | $50.00 |
| Cash Advance | ||
| our card / our member / our office | 1% of the advance | |
| our card / our member / other location | 3% of the advance | |
| nonmember / foreign card | 3% of the advance | |